Fixed Annuity
Guarantees interest for specified years (3-10), similar to bank CDs, and is backed by A+ rated insurers.
Fixed Index Annuity
Links investments to indexes like S&P 500, allowing gains from 0-30%+ yearly, with no losses in down years.
Variable Annuity
Diverse investments, often mutual funds, with values fluctuating based on underlying investment performance.
MYGAs
Multi-Year Guaranteed Annuities offer fixed interest rates for terms like 3-10 years, ensuring stable returns.